Question #6

Joah enquires:

Why does the phone always ring the minute I get into the bath and can't answer it?

And why, if I do get out to answer it, does it end up being a personal loan salesman, but if I don't get out to answer it, it ends up being a really important call?

First, your question is both right and wrong. The phone does always ring the minute you go into the bathroom, but it also does not ring.
Now - in order to explain the answer fully, I would have to use Quantum Electrodynamics with several Feynman Diagrams, but I believe they will be of no use to you, so let's make this simpler, in a form an ordered list:

1. Every nanosecond, in some alternate universe, a personal loan salesman is calling you.
2. Every nanosecond, in some alternate universe, someone is calling you about something important.
   
3. Every nanosecond, in some alternate universe, you are going into a bath and getting a call. You may:
   1. In one universe, take the call.
   2. In another universe, not take the call.
      

This universe contains the best chance of the combinations 1+3.1 and 2+3.2 happening.

Should you fail to understand the above explanation, here's an alternative one: Personal loan salesmen have installed hidden cameras in your bathroom and know when to call and whether you will answer the phone.